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eBook

eBook

This free guide breaks down everything you need to know about navigating a financial crisis as a business owner — from understanding your options to protecting your business.

Not ready to talk yet? That’s okay. This guide will help you understand your options so you can make an informed decision when the time is right.

A book cover for navigating financial crises

Download Our Free eBook

This free guide helps you understand whether your business is in a financial crisis — and what you can do about it. Inside, you’ll learn your options for getting your debt under control and your business back on track.

Download the guide today. And when you’re ready to talk, we’re here — call us for a free, no-obligation consultation.

We’ll send a copy of our eBook to your email address.

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Additional Resources

At SOS Debt Solutions, we empower business owners with practical tools and education to help you make smarter financial decisions. 

Debt Estimator

Our Business Debt Estimator gives you that clarity by providing a breakdown of how much your debt is really costing you, helping you make informed decisions about the future of your business.

Blog

Explore expert insights, tips, and guides to help you better understand and manage your business finances.

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FAQs

Find answers to common questions about business debt, merchant cash advances, and our settlement services.

Real Results. Real People.

Real Business Owners. Real Results.

Don’t take our word for it — here’s what business owners say after we help them resolve their MCA debt.

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Business Owners Helped

$ 0 M+

In MCA Debt Settled

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Trustpilot Rating

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Google Rating
4.8
5 Trustpilot stars

Cynthia and her team were incredible. They stopped the daily debits and secured a settlement that allowed me to keep my business running. They guided me through every step, and I’m truly grateful for their knowledge, support, and professionalism.

Cyrille Sylvester
Retail Business Owner, Austin, TX
5 Trustpilot stars

SOS Debt Solutions is amazing! They helped me stop daily debits, resolve multiple debts, and negotiate manageable settlements that kept my business running. Knowledgeable, understanding, and genuinely committed to client success — I’ll always rely on them when I need help.

Tiffeny Fox
Salon Owner, Scottsdale, AZ
5 Trustpilot stars

Having Cynthia and SOS in my corner made all the difference. They stopped three lawsuits and negotiated settlements I could actually afford. Their strategic approach is effective, and the legal team they coordinate with is highly experienced. Communication was consistent and responsive throughout the entire process. If you're under serious pressure, this is the team you want on your side.

Arthur Toufayan
Small Business Owner, Chicago
5 Trustpilot stars

SOS Debt Solutions saved my business. After getting into $430K of MCA debt, Cynthia and her team negotiated it down to $140K. They restructured my monthly payments so I could stay open and profitable again.

Danielle Ciolfi
Restaurant Owner, Florida
5 Trustpilot stars

Cynthia and her team have helped put my fears and worries at bay while fighting for my integrity during one of the toughest times as a business order. I recommend ten times over

Amanda G
CEO GoJo Auto, Denver CO
5 Trustpilot stars

SOS has literally saved our business and our lives. I don’t know where we would be without Cynthia. First class service, always available, very knowledgeable and experienced. We are so glad we found them!

Ashley Jones
Business Owner, Auto Blizz
5 Trustpilot stars

SOS Debt Solutions has been one of the best things that’s ever happened to me! Cynthia and her team made it easy for me to focus on onsite work while she worked on resolving my debt. So grateful that I got to see it through on the other side. I highly recommend her and her team!!!

Kaitlynn Hunt
Small Business Owner, Dallas
5 Trustpilot stars

Words can’t Explain’ SOS ‘ You’re the best ‘ you’re my hero. Please keep saving our Souls from these predators. Jb

John
Owner
5 Trustpilot stars

I can't even begin to give Bill and his team enough stars. 5? Not enough--they deserve 10! They took the time to understand my company's issues and worked diligently to help resolve them. Bill's kindness was more than anyone could ever ask for. Thank you from the bottom of my heart.

Joseph Aviv
Restoraunt Owner, US
5 Trustpilot stars

SOS has literally saved our business and our lives. I don’t know where we would be without Cynthia. First class service, always available, very knowledgeable and experienced. We are so glad we found them!

Ashley Jones
Business Owner, Las Vegas
5 Trustpilot stars

Best company ever they helped me with major issues and because of them I got everything fixed best ever !!!!!!!!!!!!!!!! From Andy

Andy Mandell
Co-Founder, Mexico
5 Trustpilot stars

SOS Debt Solutions is amazing! They do exactly as they say they will do. Keep you updated in a timely manner. Explain everything so it's understandable. Extremely nice people. Very knowledgeable in this business. Sympathetic and understanding of financial situations and very willing to help. This company and it representatives are not in it just for the money. They want to help the client succeed and handle business at the same time. We will forever use them when in need of their assistance.

Tiffeny Fox
Business Owner, CA
5 Trustpilot stars

Trustworthy, knowledgeable and compassionate team! This was exactly what we needed during a very difficult time. Thank you Cynthia and Bill for being a class act. Your service and hard work representing small businesses is great appreciated!

Shirley Boubert-Rumble
Small Business, NY
5 Trustpilot stars

Cynthia and Bill are really great and explaining how and what can be done to help you. Unfortunately I did a Merchant cash advance and I HIGHY URGE ANYONE TO NOT GET THEM! In any event they are really great at helping and prices are VERY fair to us as a business. I really would recommend them for anyone facing these Merchant A holes and what they can do with your business and basically try to put you out of business. Cynthia and Bill help stop all that!

Shaun Benoit
Construction Business, Australia
5 Trustpilot stars

Cynthia and Bill are lifesavers. They are genuine people trying to help others at a difficult time in business. Cynthia knew immediately how to handle my situation and the exact people to contact to get the deal finalized. I will be forever grateful.

Swann
Mechanic Shop, Dallas
5 Trustpilot stars

Cynthia really helped me during a difficult period financially. She was professional, empathetic, and knowledgeable. I highly recommend her services. She will advocate for you.

Freddie
Legal Services Business, Carolina
5 Trustpilot stars

Cynthia is the best!! 100 recommend there services they are so human and try to understand and have a heartfelt connection inorder to help in the best way possible.

Mayra Valladares
Big Business, Carolina
5 Trustpilot stars

Bill and Cynthia did a great job. And was very helpful in getting my debt re-negotiated. I strongly recommend them

Wise One
Medical Clicinc, Miami

Bill Collins

Co-Founder & Client Advocate

Speak with Bill today.